Alan is a provider of an online digital insurance service intended to unlock frictionless, fair, and friendly healthcare for everyone. The company's service offers simple and seamless insurance coverage with reimbursements, easy claim handling, and gives users access to medical professionals, both through in-person appointments and by video calls, enabling users to easily and conveniently get medical advice and manage their claims and reimbursements.

Anyfin is on a self-described mission to improve the financial well-being of Europeans and “put them back in control of their finances.” It does this through a digital lending platform focused on refinancing. The idea is to make it easier to competitively refinance (or consolidate) loans and credit cards and therefore not get ripped off with high interest rates or compound interest.

Developer of an online financial platform intended to transform complex regulations into easy-to-use digital compliance rules. The company's platform is based on a lean and high-performance architecture and uses machine learning to transform complex regulations into digital regulatory rules and to manage regulations in a digital way, enabling financial organizations to get better API experience and manage regulations digitally.

AQMetrics provides integrated capital markets surveillance and compliance solutions to alternative investment management and broker/dealer companies. Through its suite of cloud based solutions, AQMetrics supports a full range of global regulatory reporting for recent and emerging directives including MAD II, MiFID II and the AIFM Directive. The firm also provides a complete reporting solution that enables risk aggregation and is based on OPERA. AQMetrics proprietary risk analytics empowers the automation of traditionally resource-intensive and error-prone processes to ensure intuitive, fast, and cost effective electronic compliance risk management, regulatory reporting and document management.

In January, the Maynooth based RegTech announced it was looking to double headcount and open an office in mainland Europe on the back of a number of recent big contract wins.

Provider of institutional-grade exchange services intended to facilitate the trading of cryptocurrencies or digital assets. The company offers a credible bridge between the new blockchain-centric tech community and the traditional investment space and empower institutions with safe trading in safe digital assets with other known safe participants in a safe jurisdiction that they desire, enabling institutions to trade in cryptocurrencies and all other digital assets.

Netherlands-based neobank, Bunq, developer of a banking system designed to offer a clean alternative to traditional banking.

Immediate access from a mobile device individuals can setup dedicated bank accounts, request their money back for something they paid upfront for and use one card for multiple bank accounts, enabling businesses to offer debit cards to their employees for them to make real-time payments or turn their smartphones into a mobile contactless payment terminal.

Bunq promotes itself as being “sustainable by default”, because they only invest ethically.

Operator of a fintech firm intended to offer a multitude of retail investment applications. The company's applications offer mobile zero-commission stock and ETFs investing platform, a mobile speculative derivatives trading platform and a platform where people can invest in real cryptocurrencies, enabling users to invest in the financial markets in a more accessible, intuitive and affordable manner.

Insurance-robo-advisor Clark closed the largest Series B financing of any European InsurTech to date in April, led by FinTech investor Portag3 Ventures and transatlantic fund White Star Capital.

Clark enables end customers to manage their insurance portfolios digitally and transparently via their smartphone or computer. Utilizing its innovative robo-technology, customers receive an assessment of their contracts as well as personalized insurance optimizations. Leading digital banks, like N26 and DKB, have also realized the potential of this InsurTech. Over 10 million bank customers in Germany now have access to the digital insurance services of Clark via partnerships. Since its founding in July 2015, Clark has become one of the largest digital insurance players in Europe.

ClearBank is a next generation UK clearing and agency banking platform built with the customer in mind. The Company’s innovative platform serves FinTech businesses and banks, and offers the UK banking industry’s first and only real-time, straight-through clearing capability.

The company's clearing banking system offers a core banking platform and helps in liquidity management and transaction analysis, enabling businesses and individual customers to move money between different accounts and clear cheques via any authorized UK payment system.

Provider of free access to credit scores and reports intended to help users achieve greater financial well-being.

The company's credit scores and reports help users to consolidate their personal debts and repay them via a low-interest, fixed-rate loan, enabling users to plan for the future and make more informed and responsible decisions about how they manage their debt.

Developer of an AI-based personal finance application designed to change everyone's relationship with their money. The company's platform allows to view spending according to transactions, categories and merchants, as well as automatically send funds via Messenger without bank details, find deals on financial products and compares spending habits with peers, enabling users to keep a track of their spending across multiple accounts and credit cards.

Cleo wants to reduce the complexity and increase the transparency of financial services for a new generation. The “financial assistant” for young professionals and graduates powered by AI, Cleo is a chatbot accessed via the Cleo app or Facebook Messenger and through integration with Amazon’s Alexa and Google’s Google Home. Users can chat to Cleo via text or voice to interrogate bank account and credit card data in order to keep track of spending and budget better. Angel investors include Niklas Zennström.

CloudMargin was formed in 2014, inspired by the power of new technology and driven by the belief that existing collateral management solutions were over-priced, inefficient, and inaccessible, the founders decided to change things for the better.

Developer of a cloud-based collateral and risk management platform designed to centralize, connect, automate, and optimize collateral management for everyone. The company's platform offers real-time reports on all collateral positions in order to facilitate straight-through processing through settlement, enabling financial institutions to meet time-critical regulatory deadlines and reduce costs associated with collateral requirements.

Developer of an open banking platform intended to advance in the field of financial inclusion and credit availability services. The company's platform utilizes machine learning behavior that offers a transparent scoring system based on consumer consented data for a fairer representation of an individual's creditworthiness, enabling lenders to make better decisions in a hassle-free manner.

Developer of non-financial risk management platform designed for tracking the environmental, social and governance (ESG) issues critical for business. The company's platform uses proprietary artificial intelligence technology which scans and sifts data for non-financial issues, from climate risk to diversity, from geopolitics to innovation and technology, to fully automate previously manual processes for benchmarking, materiality analysis and risk identification, enabling organizations to save time, money and deliver better insights.

Operator of a data exchange technology company and data marketplace intended to orchestrate data circulation, source and exchange data securely. The company's marketplace offers solutions to build a data exchange strategy in full compliance with regulations, enabling organizations to generate new revenue streams. 12,000+ organizations from 20+ sectors rely on Dawex Global Data Marketplace and Data Exchange Platform

Developer of a natural language processing technology designed to read complex documents. The company's document AI technology leverages machine learning to analyze and mine documents and contracts, automating the extraction of unstructured qualitative data, enabling individuals and organizations to make the right decisions by unlocking the value of their qualitative data.

Customers include 25% of the worlds globally systemically important banks including Goldman Sachs, Bank of America. Large Asset Managers including BlackRock and Hedge Funds like Fortress Investment Groups and insurance groups.

Developer of a cloud-based payment platform intended to help clients in their business financial expansions. The company's platform offers open banking, issuing and acquiring services, carbon footprint tracker, strong customer authentication, and back-office service to both incumbent players and newcomers, enabling consumer finance industries to conduct stable investments as per the regulation and constant change in a secure manner.

Partners include Visa, Mastercard and AWS.

Developer of a global digital ledger platform designed to track and protect valuable assets. The company's digital ledger uses blockchain technology and a distributed ledger system to reduce fraud-related instances of valuables and generate more leads or provide evidence of compliance to industry standards, enabling manufacturers and jewelry retailers to gain digital asset analysis.

The platform combines a rich forensic approach to identify and track asset provenance to provide confidence in the transparency driven across global supply chains.

The company has raised $30M to date as of July 2020. Post valuation £46.99M as of March 2018.

Provider of an all-in-one financial and legal services platform intended to deal with all paperwork after death. The company's services offer an online personalized will-writing, will management and probate alternative, enabling clients to manage their wills online using simple and affordable digital tools through round-the-clock customer service operations.

Provider of acceleration technologies designed to digitize financial services institutions. The company's technologies let internal financial specialists, helped by third-party integrators, to configure new financial services, products, and digital channels to reshape client experiences of banking and insurance companies, enabling financial institutions to quickly deploy software supporting the sale or distribution of new financial products.

Fluidly provides intuitive cashflow forecasting and management powered by AI. Cashflow forecasting and management is the gateway to financial decision-making.

Fluidly takes transaction data from your accounting system and uses this to automagically forecast your financial future in minutes and down to invoice-level detail, it is for modern businesses that want to know exactly what their financial future holds and how to optimise it.

The company was awarded a GBP 5 million of grant funding from Royal Bank of Scotland on June 14, 2019.

Developer of a cloud-based payment technology platform designed to offer payment processing, clearing, and settlement services. The company's platform facilitates agency payment services that can be accessed through an application program interface on a per transaction commercial model with no upfront costs, enabling financial institutions and businesses to get reliable and secure access to various payment schemes and bank partnerships.

Customers include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and FinTech companies (payment institutions, e-money providers, and pre-paid card providers).

Partnerships with Pockit to give their 500,000 UK customers access to faster payments.

Provider of a digital mortgage platform offering mortgage products from a range of over 90 lenders. The digital mortgage broker has helped over 180,000 homebuyers to source a mortgage or switch to a better rate.

The company's platform makes use of chatbot interfaces and machine learning designed to make the process more efficient, enabling consumers to find the suitable deals for themselves in order to choose lowest to highest monthly payments and to apply for mortgages and avoid overpaying of interest rates and monthly cost.

Operator of a blockchain-based securities lending platform intended to improve collateral fluidity. The company's platform offers a standardized and transparent marketplace, where regulators are provided with a digital collateral receipt tracking view with reduced systematic risks, enabling market participants to improve collateral fluidity by creating an efficient, transparent and cost-effective marketplace for liquidity transfers.

Currently collateral upgrade market relies on collateral to be managed across a fragmented custody network. Settlement of transactions occurs at unspecified times during settlement windows by either:
Two Free of Payment (FoP) deliveries, or Two Delivery versus Payment (DvP) settlements. These settlement practices consume costly bank capital. The former consumes intraday credit due to timing and mismatches of unsynchronised (FoP) deliveries, and the latter consumes intraday liquidity due to the cash payment legs of (DvP) settlements.

HQLAᵡ uses new technology in an innovative way to enhance collateral mobility across the existing custodian/triparty landscape.

IDnow provides advanced machine-learning technology for its Identity-as-a-Service platform that can verify identities in real time. The company's solutions guarantee legal security throughout Europe and the highest level of data security. The company provides a legally secure solution without additional hardware in the area of video identification of customers and electronic signatures.

Its customer portfolio includes renowned firms such as Commerzbank, UBS, Sixt neuwagen, Telefónica, and N26.

The company raised EUR 36 million of venture funding in a deal led by Corsair Capital on November 8, 2019. Plug and Play Tech Center also participated in the round.

Buyside mandates include: Identity Trust Management (Mar 21) and Wirecard Communication Services (Sep 20)

Liberis provides access to simple, flexible, and fair finance for small businesses.

Liberis has provided more than 16,000 SMEs all over the world with over £500M funding.

June 2021 the company announced it has been selected by Klarna, the leading global payments and shopping service, for a strategic collaboration to provide additional financial services to Klarna merchants. Through this partnership, Liberis will initially provide revenue-based financing to Klarna merchants.

Provider of security-critical infrastructure services intended to help financial institutions to enter the digital asset ecosystem. The company's services offer blockchain technologies and systems that provide comprehensive management of digital assets including thousands of cryptocurrencies, tokens, and smart contracts with custom risk management ensuring the best-fit balance for asset security and liquidity, enabling financial institutions to manage the full lifecycle of asset tokens with a complete smart contract framework.

METACO Trades connects the largest exchanges, brokers and market makers in a powerful order management system addressing hundreds of cryptocurrencies and tokens

Provider of a payments-as-a-service API platform intended to offer a faster, easier and more reliable way to move money for digital businesses. The company's platform integrates into any product or system and automate payment flows, embed payments into their platforms and build entirely new payment products and services themselves, enabling businesses to streamline existing services, launch new products and scale more efficiently.

Modulr’s new type of payment accounts are built for businesses that need a faster, easier and more reliable way to move money. Once integrated, businesses can instantly set up as many accounts as they need. Getting paid, reconciling and making payments is fully automated and can be managed in real-time, 24/7 through their existing software applications.

Monese provides instant on-demand UK current accounts and European IBAN accounts in 20 countries regardless of the customer's citizenship.

Monese's breakthrough technology can validate the identity of customers in real time enabling customers to open an account in a matter of minutes, using a mobile app

Revolutionizing banking for expats, digital nomads and new residents as ‘residency restrictions’ imposed by traditional high street banks are one of the single greatest barriers to accessing the banking system when arriving in a new country.

Monzo (previously Mondo), developers of a mobile banking application designed to offer banking services.

The company's application uses smartphone technology to update balances instantly, give intelligent notifications and track day-to-day financial transactions without any usage fees, enabling customers to get a graphical timeline of their overall expenditures and get control over their spending.

Developer of an investment marketplace designed to ease private market investing for wealthy individuals. The company's platform offers access to investment opportunities, reporting on an entire portfolio and aggregates individual demand through a feeder fund structure that invests directly into the underlying target fund, enabling individual investors to access private market investment instruments with lower barriers to entry.

N26 offers mobile banking solutions to customers in the European Union through its subsidiary. It provides international money transfer, investment, overdraft, and cash withdrawal and deposit at stores.

The company's mobile banking services offers online banking that include making and handling of current accounts, fixed accounts and other banking services, enabling customers to manage and control their banking details via a smartphone application in a hassle free way.

The company raised $470 million of Series D2 venture funding in a deal led by Insight Partners on July 18, 2019.

PensionBee has developed an online platform that provides pension plans, pension management and employment history, enabling their customer to track various pension plans and make investment decisions accordingly.

Its features allow customers to track the pension progress and includes a pension calculator to set retirement goals and add new contributions.

Developer of an all-in-one business spending platform intended to simplify the expense process. The company's platform provides smart company cards paired with mobile apps to automatically match receipts and track spending in real-time with detailed analytics while eliminating expense reports and automating bookkeeping tasks as it integrates directly with accounting software providers, thereby enabling businesses to simplify their spending.

Previse, provider of a financial platform designed to analyse contract payments of various entities utilizing artificial intelligence.

The company's platform uses advanced machine learning tools and numerous data points to determine how likely a corporate buyer will be to eventually pay a supplier's invoice, enabling the SMEs to receive a credit score including banks and asset managers, so that they can pay the supplier on the buyer's behalf based on the credit score.

Previse has pioneered algorithm-driven invoice payment decisions.

Privitar is a privacy engineering software company, that enables organisations to use, share and derive insight data safely. Privitar’s mission is to help companies achieve broader use of data while adopting an uncompromising approach to protecting confidential information. The London based company is delivering data privacy and anonymisation software solutions to a global client-base across Europe, North America and Asia.

Provider of banking service intended to help businesses and freelancers run their finances efficiently. The company's service offers digital bank accounts for sending and receiving payments that adapts to all types of companies, for any legal form or team size, enabling clients to easily transfer funds through a mobile application with the help of a physical or virtual card and manage transfers without any paperwork.

Founded in 2015, RailsBank is a BaaS banking and compliance platform designed to connect a global network of partner banks with businesses who want API access to global banking.

The platform simplifies on-boarding services and offers access to services such as creating digital ledgers, connecting digital ledgers to real bank accounts, issuing IBANs for ledgers, receiving money, sending money, converting money (FX), collecting money (direct debit), issuing cards and managing credit via the API, enabling banks and business customers to transact business digitally and in a compliant way.

In September 2019 a deal led by Moneta Capital for $10 million of a Series A venture funding will be used to further expand beyond Europe, including the U.S., Australia and South East Asia.

Developer of a digital fintech-as-a-service platform designed to order cash, exchange extra foreign currency and send cash to friends. The company's platform provides services like payments, checkout, funds collection, fund disbursements, compliance as a service, foreign exchange, card issuing and logistics across a wide range of geographies, enabling users to make easy cash transactions, without requiring a bank account or card, anywhere in the world.

Roger.ai is a bill pay and accounts payable automation for SMBs and accountants.

Claiming to cut the time businesses spend on day-to-day financial processes by as much as 80%, Roger works on top of existing accounting software to automate financial processes, such as paying bills, approvals, receipt scanning, compliance and bookkeeping. This is achieved via “simple workflows” that the Denmark and U.S.-based company says anyone can set up and manage.

Customers range from small to mid-sized businesses across virtually any industry to bookkeeping and major accounting firms.

Acquired by FleetCor Technologies

The company's platform offers salary-linked savings, and affordable loans - all underpinned by accessible and engaging financial education to improve financial wellbeing, enabling employees around the world become financially healthier and happier.

By helping employees manage debt, build a savings habit and access earned pay, they have created a more accessible alternative to traditional financial services providers.

Provider of a securities lending technology designed to democratize securities lending and enhance revenue opportunity.

The company's securities lending platform provides a view of the market and accesses the potential benefits of securities lending via automated services along with upscaling liquidity and investor control, enabling asset managers, private banks and online brokers to lend their stocks, bonds and ETFs with control, transparency and minimal overheads or up-front costs.

Developer of a digital financial platform intended to monitor and optimize spending. The company's platform uses open banking and machine learning techniques to provide clients with personal banking, insurance, energy, mortgage, or media services for tracking their bills and spending patterns while also offering money-saving tips, enabling consumers to utilize their personal data to generate savings from utilities and other service providers.

Co founded by Jayne-Anne Gadhia who serves as Executive Chairman at Snoop. Ms. Gadhia also served as Senior Advisor at Clydesdale Bank. She previously served as Chief Executive Officer and Executive Director at Virgin Money.

Operator of a digital-only banking platform intended to offer online banking services.

The company's platform offers commercial banking services that can be managed with a mobile device, including real-time spending intelligence, personalization of services, and same-day payment service, enabling users to transact in a paperless and branchless manner.

Provider of a next-generation email security platform intended to detect and prevent inadvertent data loss. The company's platform uses machine intelligence to prevent sensitive emails from being sent to the wrong people with minimal end-user disruption, enabling clients to protect their email networks against data security threats such as misaddressed emails, data loss and non-compliance.

Operator of a FinTech company intended to allow companies operating in private markets to benefit from using blockchain technology.

The company offers an institutional-grade and modular end-to-end platform for the issuance, transfer and management of tradable digital assets/security tokens, such as tokenized loans, structured notes, equity and funds, enabling clients to increase efficiency in their operations, enforce global compliance obligations, enable automation and ultimately gain a competitive advantage.

Tractable develops artificial intelligence for accident and disaster recovery.

The company's deep learning automation platform automates visual damage appraisal by looking at photos of damage and predicting repair costs. Tractable provides its AI to the largest insurers worldwide, helping to settle claims quickly and efficiently, which in turn impacts livelihoods.

Tractable's AI solutions have processed over $1 billion in auto insurance claims, across Europe, North America and Asia.

Developer of a distributed ledger technology-powered platform built for trade finance. The company offers connected and secure platform infrastructure for corporates, banks, asset managers, B2B networks and value-added service providers, enabling clients to manage credit, settlement, custodian and counterparty risks and transactions in an efficient manner.

TrueLayer provides a platform to build financial apps that connect to bank data, verify accounts, and access transactions in real time.

The company's platform helps companies to securely and efficiently access their customers' bank accounts to share financial data, make payments and validate their identity, enabling companies to initiate payments directly from user's bank account and offer frictionless payments without interrupting the user experience.

Operator of an insurance and well-being platform intended to offer insurance plans that inspire life and reward living. The company's platform offers life and medical insurance plans as well as encourages to complete health activities such as walking and meditation by rewarding them with Avios air miles, vouchers and gift cards for the financial, emotional and physical support, enabling businesses to keep their employees insured and individuals to earn rewards while following a healthy lifestyle.